Some questions in regards to model 3

[Sander]

Hi everyone!

I've been reading the forum for a while and decided to make an account today because I could use some help in regards to some things about owning a car Sweden in general, and the model 3 specifically.

My Swedish is not that advanced yet so I have opted to write this in English, however, replies in both Swedish and English would be really appreciated! Any information is welcome.

So my wife and I are looking to potentially buy a model 3, and we are doing the math to see if it fits in our budget. For that purpose we need to know what the costs are. So far I have come to the following costs for a model 3 long range AWD.

(car in blue with Dragkrok and vinterdäck amounted to 697,530 sek)
Down payment: 140,000 sek
Parking at our apartment: 350sek/month
Insurance: 1049/month for Helförsäkring (IF) or 549/month for Halvförsäkring. My instinct tells me Helförsäkring is worth it because it is a new car... What do people generally pick for themselves here? It is such a high price. (I am 32, male, license since 2005 and have home insurance with IF too so they gave me a package discount, but I have not checked other companies. In addition the license plate I checked with was a Performance model 3, so it might be slightly lower for the long range. I just figured I'd rather take a higher cost than a lower cost.
Tax for the car: 254/month (3055 per year, 1801-1900kg. I couldn't find a definite number on the Tesla but I read it was in the 1800s, is this correct?)
Car cost with financing: 4 839 kr / month

I used Teslakalkylen to see what the monthly cost would be and it got the number above minus the insurance etc. I also saw there is a 60,000 sek return on a Tesla from the environmental bonus. I am mostly thinking if I am missing specific costs. What is the maintenance like? What about the charging costs on average (not super charging but charging at home. I live in Stockholm)

I would be thankful for anyone able to give some information in regards to the costs of ownership that I am missing above of a tesla model 3. Also tips on where to save some costs would be great Thanks!

[Gr1pen]

"Vagnskada" is included for the first 3 years so you only need to add a "halvförsäkring", and the car will be fully insured as with "helförsäkring" (halvförsäkring + vagnskada = helförsäkring).
I just got the offer from Trygg Hansa / Insure my Tesla after a week with my Model 3, and that is approx 6700 kr for 12 month for halvförsäkring (which gives me helförsäkring). And that is for a company owned/leased Model 3 LR AWD.

[pinussen]

Tax is 360 per year I think. EV for the win!

Skickat från min moto x4 via Tapatalk

[Sander]

"Vagnskada" is included for the first 3 years so you only need to add a "halvförsäkring", and the car will be fully insured as with "helförsäkring" (halvförsäkring + vagnskada = helförsäkring).
I just got the offer from Trygg Hansa / Insure my Tesla after a week with my Model 3, and that is approx 6700 kr for 12 month for halvförsäkring (which gives me helförsäkring). And that is for a company owned/leased Model 3 LR AWD.

So if I back the car up into a lamppost it is covered by Tesla for the first 3 years? Unfortunately my company does not do leasing, otherwise I would have probably gone for that. But if that is the case it would save half on the insurance which would be really good... Also curious about the Tesla repair / service cost. I have watched some stuff on Youtube that says it is pretty expensive to get Tesla parts, and especially with the glass roof.

Tax is 360 per year I think. EV for the win!

Is that still the case? Because I saw before Juli 2018 EV owners paid no tax for 5 years or something? But after that it was... I could not find a good source on this.

[anna__]

"Vagnskada" is included for the first 3 years so you only need to add a "halvförsäkring", and the car will be fully insured as with "helförsäkring" (halvförsäkring + vagnskada = helförsäkring).
I just got the offer from Trygg Hansa / Insure my Tesla after a week with my Model 3, and that is approx 6700 kr for 12 month for halvförsäkring (which gives me helförsäkring). And that is for a company owned/leased Model 3 LR AWD.

So if I back the car up into a lamppost it is covered by Tesla for the first 3 years? Unfortunately my company does not do leasing, otherwise I would have probably gone for that. But if that is the case it would save half on the insurance which would be really good... Also curious about the Tesla repair / service cost. I have watched some stuff on Youtube that says it is pretty expensive to get Tesla parts, and especially with the glass roof.

Tax is 360 per year I think. EV for the win!

Is that still the case? Because I saw before Juli 2018 EV owners paid no tax for 5 years or something? But after that it was... I could not find a good source on this.

I just paid my tax on my model 3 so yes unfortunately:/

[pinussen]

You mean you paid 360? Better than Sanders calculated 3000

Thought I had missed something if it was high again..

https://www.skatteverket.se/download/18 ... 180625.pdf

71. PERSONBILAR KLASS I – alternativt drivmedel 1
PERSONBILAR KLASS II (husbilar), LÄTTA LASTBILAR OCH LÄTTA BUSSAR
– alternativt drivmedel 1 – skattepliktiga första gången efter utgången av år 2010
Grundbeloppet är 360 kr. Till det adderas koldioxidbeloppet som är 11 kr per gram koldioxid
som fordonet vid blandad körning släpper ut per kilometer utöver 111 gram.

[GreenMachine]

I'm new in this forum to but in Sweden you have what's called a vagnskadegaranti at all new cars. I actually don't know if there are any cars/brands that do not have this but its included in the price the first 3 years.

Your normal car insurance in Sweden consists for three prats. Trafik, Delkasko and Vagnsskada and together they come to what you usually call Full Insurance. Trafik is mandatory by law and covers basically second or third party damages you may cause as well as personal damages to people in or outside your car. Delkasko usually convers theft/break in, Fire, Tow etc. while vagnskada covers damages to your own car when you hit a lamppost or another and you at the same time is responsible for the damage.

I does not matter if it's a lease or private or company car, the vangsskada belongs to the car and not the person owning it, meaning it remains to the car even if you sell it after one year.

The only downside with the vangskadegaranti compared to a normal insurance can be that it may have higher excess than an a normal insurance.

[termosen]

So if I back the car up into a lamppost it is covered by Tesla for the first 3 years? Unfortunately my company does not do leasing, otherwise I would have probably gone for that. But if that is the case it would save half on the insurance which would be really good... Also curious about the Tesla repair / service cost. I have watched some stuff on Youtube that says it is pretty expensive to get Tesla parts, and especially with the glass roof.

Technically it's Trygg Hansa that takes care of the collision waiver the first three years, that's what's included in the purchase price, for all new cars in Sweden. Insurance company backing is different depending on brand, for Tesla, it's currently Trygg Hansa. So you only need Trafik+Halvförsäkring (third party liability cover+theft, glass, fire, etc.) And the collision waiver is included in price, but with high excess.

[pinussen]

There is actually an extra insurance you can take to lower the självrisk (excess?) a lot on the vehicle. non-stop I think it's called.

[Sander]

You mean you paid 360? Better than Sanders calculated 3000

Thought I had missed something if it was high again..

https://www.skatteverket.se/download/18 ... 180625.pdf

71. PERSONBILAR KLASS I – alternativt drivmedel 1
PERSONBILAR KLASS II (husbilar), LÄTTA LASTBILAR OCH LÄTTA BUSSAR
– alternativt drivmedel 1 – skattepliktiga första gången efter utgången av år 2010
Grundbeloppet är 360 kr. Till det adderas koldioxidbeloppet som är 11 kr per gram koldioxid
som fordonet vid blandad körning släpper ut per kilometer utöver 111 gram.

Ah interesting, I was looking at the 3. PERSONBILAR KLASS I - inte dieseldrivna. So this is only for petrol cars then? And 360 is the total for the year? I don't really understand the PDF with all the car classes.

And in addition to the självriskförsäkring, this is only useful if you actually have a thing you need to pay självrisk for right? So I suppose this is good if you have the Trygg Hansa insurance already, which was included in the price. This was really good to find out Thanks for that everyone.

Are there any things I am missing? Also what about charging costs for you all? I realize it depends on the power costs if charging at home. My wife is calling today how much the charging costs in our apartment parking places as we couldn't find any info on this..

[snowtroll]

You mean you paid 360? Better than Sanders calculated 3000

Thought I had missed something if it was high again..

https://www.skatteverket.se/download/18 ... 180625.pdf

71. PERSONBILAR KLASS I – alternativt drivmedel 1
PERSONBILAR KLASS II (husbilar), LÄTTA LASTBILAR OCH LÄTTA BUSSAR
– alternativt drivmedel 1 – skattepliktiga första gången efter utgången av år 2010
Grundbeloppet är 360 kr. Till det adderas koldioxidbeloppet som är 11 kr per gram koldioxid
som fordonet vid blandad körning släpper ut per kilometer utöver 111 gram.

Ah interesting, I was looking at the 3. PERSONBILAR KLASS I - inte dieseldrivna. So this is only for petrol cars then? And 360 is the total for the year? I don't really understand the PDF with all the car classes.

And in addition to the självriskförsäkring, this is only useful if you actually have a thing you need to pay självrisk for right? So I suppose this is good if you have the Trygg Hansa insurance already, which was included in the price. This was really good to find out Thanks for that everyone.

Are there any things I am missing? Also what about charging costs for you all? I realize it depends on the power costs if charging at home. My wife is calling today how much the charging costs in our apartment parking places as we couldn't find any info on this..

What I have found so far:
Charging home, calculate ruffly 1 SEK/kWh, so if 75kW is loaded => 75 SEK
Most expensive Supercharger in Europe what I have registered here by other users in this forum, one had to pay 180 SEK for one full charge.
otherwise calculate travel cost of elec. ~2 SEK/10km, and you would be fine
So daily loading at home is naturally depending on your deal with the electricity subscription.

Br, Peter

[pinussen]

Yes I think the 360 is per year.

The självriskförsäkring is good if for instance the glass roof cracks and Tesla does not think it's their fault. The vagnskadegaranti from TH will cover it but you need to pay something like 13-16000 in självrisk. With the non stop it goes down to maybe 1500 or similar.

Electricity can be anything from 0 SEK / kWh upwards depending on where you fill up. From free supercharging via home charging at ~1-2 SEK/kWh to more expensive public chargers.

Service is nowadays 0 SEK! Unless you really want them to look over the car every year.

I'm thinking of doing ceramic coating to make it easier to clean, I live on a dirt road which is super dusty. Many ppl wrap it to protect it more (stenskottsfilm) or change colour.

Floor mats not included if you get the SR+ (add ~2000-3000)

One bad things with Tesla is the availability of parts, it can take a long time to get spares and they could be expensive.

All info from a not-yet-Tesla owner though

[Sander]

Yes I think the 360 is per year.

The självriskförsäkring is good if for instance the glass roof cracks and Tesla does not think it's their fault. The vagnskadegaranti from TH will cover it but you need to pay something like 13-16000 in självrisk. With the non stop it goes down to maybe 1500 or similar.

Electricity can be anything from 0 SEK / kWh upwards depending on where you fill up. From free supercharging via home charging at ~1-2 SEK/kWh to more expensive public chargers.

Service is nowadays 0 SEK! Unless you really want them to look over the car every year.

I'm thinking of doing ceramic coating to make it easier to clean, I live on a dirt road which is super dusty. Many ppl wrap it to protect it more (stenskottsfilm) or change colour.

Floor mats not included if you get the SR+ (add ~2000-3000)

One bad things with Tesla is the availability of parts, it can take a long time to get spares and they could be expensive.

All info from a not-yet-Tesla owner though

Yeah I am only looking at the Long Range AWD, I want to drive safe in the winter It seems to be the safest version of the car imo. Although my test drive was in the performance model which was a LOT of fun ;P I will update my spreadsheet with the costs and have a think about it again It is an amazing car in any case.

EDIT: I just checked the insurance cost for Trygg Hansa with the same reg number (blocket found) I used to get a quote from IF. For halvförsäkring from TH it is 1489 per month with my person number, with IF it was 542. Quite the difference. The självriskföräkring doesn't have to be with the company that insures vagnskade right? I could have that on an IF insurance and still get it reduced if I would have damage?

[pinussen]

I think the non-stop insurance is a "separate" company but is actually a part of TH. So it links nicely to the vagnskadeförsäkring and I'm not sure if any other companies that non-stop offers it. But it does not matter which company you have for the halvförsäkring with. It pays to shop around, TH seems to be expensive.

Yes the performance was great fun to drive Could't really pay that much though.

One thing to include in the calculations is soft values like the environment + new tech. For me it feels totally OK to pay several thousands extra per month compared to a petrol or diesel car.

[Sander]

I think the non-stop insurance is a "separate" company but is actually a part of TH. So it links nicely to the vagnskadeförsäkring and I'm not sure if any other companies that non-stop offers it. But it does not matter which company you have for the halvförsäkring with. It pays to shop around, TH seems to be expensive.

Yes the performance was great fun to drive Could't really pay that much though.

One thing to include in the calculations is soft values like the environment + new tech. For me it feels totally OK to pay several thousands extra per month compared to a petrol or diesel car.

Yeah, for me to alternative to buying a Tesla at the moment is not buying a car. I want an electric, and looking at other electrics the Tesla just looks like the best and safest. It is what it is, but I am willing to pay the "Tesla premium" Alternatively I will continue using public transport. We mostly want a car for non-work traffic, road trips in the weekends, visiting my in-laws (1 hour by public transport, fixed times compared to 20 mins by car...) and (grocery) shopping..

[bolleboll]

What I have found so far:
Charging home, calculate ruffly 1 SEK/kWh, so if 75kW is loaded => 75 SEK
Most expensive Supercharger in Europe what I have registered here by other users in this forum, one had to pay 180 SEK for one full charge.
otherwise calculate travel cost of elec. ~2 SEK/10km, and you would be fine
So daily loading at home is naturally depending on your deal with the electricity subscription.

Br, Peter

Jag får pris på runt 1,4kr när jag summerar alla delar. Elkostnaden är väl det man kan tjäna lite på om man byter leverantör.
Per kwh:
Elkostnad 0,5125 kr
Elöverföring 0,2450 kr
Energiskatt 0,4338 kr
Årsavgift 0,2153 kr
Summa 1,4066 kr

Svårt att få riktigt exakt slutpris...
Årsavgiften räkande jag på egen årsförbrukning på 13000kwh och en årsavgift hos min leverantör på 2800kr. Med denna kalkyl så blir årsavgift per kwh mindre ju mer el man använder...

[ellerstrom]

What I have found so far:
Charging home, calculate ruffly 1 SEK/kWh, so if 75kW is loaded => 75 SEK
Most expensive Supercharger in Europe what I have registered here by other users in this forum, one had to pay 180 SEK for one full charge.
otherwise calculate travel cost of elec. ~2 SEK/10km, and you would be fine
So daily loading at home is naturally depending on your deal with the electricity subscription.

Br, Peter

Jag får pris på runt 1,4kr när jag summerar alla delar. Elkostnaden är väl det man kan tjäna lite på om man byter leverantör.
Per kwh:
Elkostnad 0,5125 kr
Elöverföring 0,2450 kr
Energiskatt 0,4338 kr
Årsavgift 0,2153 kr
Summa 1,4066 kr

Svårt att få riktigt exakt slutpris...
Årsavgiften räkande jag på egen årsförbrukning på 13000kwh och en årsavgift hos min leverantör på 2800kr. Med denna kalkyl så blir årsavgift per kwh mindre ju mer el man använder...

Fast eftersom årsavgiften inte är varierar med elanvändningen samt att du måste betala den ändå (och jag gissar att det var samma 2800kr innan du skaffade elbil, dvs ingen höjd huvudsäkring eller annan extrakostnad), så blir det fel att räkna in den på elkostnaden för bilen. Elkostnaden för elbilen/elbilarna ska enbart räknas på marginalen, dvs alla fasta kostnader som man betalar (samma summa för) oavsett om man har elbil eller ej ska inte räknas med.

[Pigi71]

EDIT: I just checked the insurance cost for Trygg Hansa with the same reg number (blocket found) I used to get a quote from IF. For halvförsäkring from TH it is 1489 per month with my person number, with IF it was 542. Quite the difference. The självriskföräkring doesn't have to be with the company that insures vagnskade right? I could have that on an IF insurance and still get it reduced if I would have damage?

Hi,

have a LR AWD since a couple of weeks. Weird that you got so high from TH. I got an offer at 694 per month against 653 with IF. But you need to consider that TH is including some extra that normally others don't.

Question for everybody: TH should include a full refund the first year or similar right?

/Pierluigi